Billing & Insurance

EBCH Hassle-Free Bill Pay

We know that medical bills can cause stress and worry as you recover. At EBCH, we have a number of policies and programs to make paying your bills as easy and hassle-free as possible. 

Non-Insured Patients

Balances are due and payable in full within 30 days of receiving your itemized statement.  If you are unable to pay in full, we recommend borrowing the balance from a commercial lending institution. We also accept Visa, MasterCard & Discover. If payment in full is still not possible, please call to set up a monthly payment program. If you become eligible for a program through the State of MN, please let us know.

Insured Patients

We will bill your insurance carrier(s) for you. After your insurance company(s) has processed your claim, the remaining balance is due within 30 days. If a payment in full is not possible, please call to set up a monthly payment program.

All Patients

Monthly statements will be sent to all patients until the account is paid in full. A balance that indicates “pending” on these statements denotes that your insurance company has not processed this claim yet. A balance that indicates “balance due” on these statements denotes that this amount is patient responsibility.

When an account becomes past due, our credit policy allows us to either seek judgment from conciliation (small claims) court, or refer past due accounts to a collection agency or to an attorney for collection. Any additional expenses for such action will become the responsibility of the guarantor. All accounts accrue finance charges at a rate of 6% annually.

If you are a privately insured or self-pay patient your bill includes state-imposed health care taxes totaling 2%.

The Hospital has an income-based Financial Assistance Program. If you would like to apply, please click here to download the Financial Assistance Application. Contact the Ely Hospital Billing/Business Office with any questions.


Financial Assistance Program

How can I find out more about important Financial Assistance Policies and Applications?

Contact Nancy McKenzie, EBCH Financial Counselor, at 218-365-8747.

Financial Assistance Application

Financial Assistance Policy

Financial Assistance Program (FAP) Plain Language Summary

Billing & Collection Policy

Credit Policy Summary

What is the Ely-Bloomenson Community Hospital Financial Assistance program?

Ely-Bloomenson Community Hospital offers Financial Assistance to our patients who are uninsured and to our patients who have insurance but have a policy that leaves them with substantial out–of-pocket expenses so they are unable to manage their medical bills.

Ely-Bloomenson Community Hospital Financial Assistance Program (FAP) provides an uninsured discount on bills for medically necessary care. The Financial Assistance Programs also provides a full or partial discount if you apply for Financial Assistance and are approved.
The Financial Assistance discounts are based on the FPG Income guidelines attached


What are uninsured patients charged for care in the FAP?

They are charged the same as the amounts generally billed to insured patients for the same services. Uninsured patients receive an automatic uninsured discount that is in compliance with the Attorney General Agreement.

What services are covered under our FAP?

All Medical providers with privileges at EBCH are covered under our FAP. e.g. Medical doctors, NPs CRNAs who have privileges at our facility. A list of names can be provided upon request.

What does not qualify?

You will not receive help from our Financial Assistance Program if:

  • Your balance at EBCH is less than $500
  • You are involved in a Workers Comp, Auto or any other third party liability claim. You may apply for this program after the case settles
  • You are applying for disability (you may apply after the Disability Board decides your case)
  • Services are from our Ely Community Pharmacy
How do I sign up for Financial Assistance?

Fill out and return the application for Financial Assistance. Download the application here.

Send all copies requested. Read the directions carefully to see what copies you need to send. Depending on your income, you may need to apply for medical assistance or for Minnesota Care (MN residents) for future medical treatment. Someone in our office can guide you regarding this. There are income guideline and asset guidelines to determine who can receive help from our Financial Assistance Program. There are also some limits as to how many times you can apply. The program may cover current and outstanding bills up to 24 months prior to applying and may remain in effect for three (3) months after the date we receive your application. Check with our office to find out when you can apply again.

A Guide to Medicare Benefits

Medicare is a government health insurance program for people age 65 and older. Medicare helps cover the costs of health emergencies and chronic conditions, but it can also be used to help maintain good health. To maximize the value of the health plan, make sure to sign up at the correct time and take advantage of the free and low-cost services Medicare provides. 

Click to learn more about Medicare eligibility, enrollment & coverage

Hospital Service Charges

Download this file to find costs for different procedures. 

EBCH Charges 2020